American Recovery Service (ARS) is The Original Nationwide Repossession Service ™. From our corporate headquarters, located in Northern California, our talented team provides complete repossession portfolio management solutions for major financial institutions across the nation. Our custom portfolio solutions meet the needs of captive lenders, banks, and credits unions. With over 25 years of recovery industry experience, ARS truly possesses expertise that you can trust.

American Recovery Service is an aggregator of recovery services, and does not perform any physical recoveries. ARS has contracts with nearly 800 vetted and verified on the ground repossession agencies to handle collateral recovery on our behalf.

CA BSIS Licenses


To always be the standard by which the Repossession Industry is measured.